Cycle theft insurance

A well-locked Raleigh Credit: Adrian Lewis

Your bicycle may already be covered on your household insurance, but if this is the case it’s important to check the fine print – many people choose to purchase separate cycle theft insurance to avoid the large excess and strict requirements that come with some household insurance policies.

To satisfy any claims make sure you keep the receipt for your bike, or get written evaluation from a bike shop.

LCC Urban Cycling Insurance from Butterworth Insurance Services is available to all LCC members and families.

When you’re deciding which insurance policy is right for you, look out for:

  • How much your excess is – sometimes this can be almost as much as the bike is worth, particularly with household insurance.
  • Whether the insurance will cover the full amount of what it will cost to replace the bike – some companies will only replace your cycle at a depreciated value once it reaches a certain age (often after just two or three years).
  • Whether your cycle will be covered for theft when it is not in your home.
  • Whether your accessories will be covered if your cycle is stolen.
  • Whether the insurance company will give you the choice of where your replacement cycle comes from – some companies will only provide you with a cycle of similar specification from a large supplier.
  • Whether your premium will increase the following year if you have to make a claim under the policy.
  • Whether you will be covered for travelling abroad with your bicycle.
  • Whether you will need to buy a certain approved lock – you may require a lock of a certain security rating to be covered, so do double-check this and take the specification to your bike shop if you are unsure.
  • Whether you will need additional insurance if you choose to do any racing or timetrialing.

 

Replies

  • By anoosha at 6:41am 21 January 2015

This content was deleted by LCC Membership at 1:32pm 28 April 2015.

  • By anoosha at 10:00am 25 January 2015

This content was deleted by LCC Membership at 1:32pm 28 April 2015.

  • By anoosha at 9:28am 26 January 2015

This content was deleted by LCC Membership at 1:32pm 28 April 2015.

  • By anoosha at 10:05am 26 January 2015

This content was deleted by LCC Membership at 1:32pm 28 April 2015.

  • By anoosha at 12:43pm 26 January 2015

This content was deleted by LCC Membership at 1:32pm 28 April 2015.

  • By jakdown at 3:56pm 28 January 2015

This content was deleted by rosie_lcc at 5:25pm 15 April 2015.

  • By jakdown at 5:54pm 28 January 2015

This content was deleted by rosie_lcc at 5:25pm 15 April 2015.

  • By jakdown at 3:08pm 31 January 2015

This content was deleted by rosie_lcc at 5:25pm 15 April 2015.

  • By jakdown at 9:43am 7 February 2015

This content was deleted by rosie_lcc at 5:25pm 15 April 2015.

  • By jakdown at 3:58pm 8 February 2015

This content was deleted by rosie_lcc at 5:25pm 15 April 2015.

  • By anoosha at 12:07pm 10 February 2015

This content was deleted by LCC Membership at 1:32pm 28 April 2015.

  • By jakdown at 8:38pm 13 February 2015

This content was deleted by rosie_lcc at 5:25pm 15 April 2015.

  • By anoosha at 11:58am 14 February 2015

This content was deleted by LCC Membership at 1:32pm 28 April 2015.

  • By AsharSeo at 6:18am 16 February 2015

This content was deleted by LCC Membership at 3:52pm 13 April 2015.

This content was deleted by rosie_lcc at 5:36pm 15 April 2015.

This content was deleted by rosie_lcc at 5:36pm 15 April 2015.

  • By BlackMen at 7:12am 18 February 2015

This content was deleted by rosie_lcc at 5:25pm 15 April 2015.

  • By BlackMen at 11:27am 18 February 2015

This content was deleted by rosie_lcc at 5:25pm 15 April 2015.

  • By BlackMen at 7:44am 19 February 2015

This content was deleted by rosie_lcc at 5:25pm 15 April 2015.

  • By AsharSeo at 9:54am 19 February 2015

This content was deleted by LCC Membership at 3:52pm 13 April 2015.

  • By AsharSeo at 7:41am 20 February 2015

This content was deleted by LCC Membership at 3:53pm 13 April 2015.

  • By BlackMen at 8:33am 21 February 2015

This content was deleted by rosie_lcc at 5:25pm 15 April 2015.

  • By AsharSeo at 6:49am 22 February 2015

This content was deleted by LCC Membership at 3:53pm 13 April 2015.

  • By jakdown at 10:37am 23 February 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

  • By BlackMen at 8:50am 24 February 2015

This content was deleted by rosie_lcc at 5:25pm 15 April 2015.

This content was deleted by rosie_lcc at 5:57pm 15 April 2015.

  • By BlackMen at 9:10am 25 February 2015

This content was deleted by rosie_lcc at 5:25pm 15 April 2015.

  • By jakdown at 5:45pm 27 February 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

  • By BlackMen at 8:37am 28 February 2015

This content was deleted by rosie_lcc at 5:25pm 15 April 2015.

  • By jakdown at 3:20pm 2 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

This content was deleted by rosie_lcc at 5:38pm 15 April 2015.

This content was deleted by rosie_lcc at 5:37pm 15 April 2015.

This content was deleted by rosie_lcc at 5:58pm 15 April 2015.

  • By bonton at 7:55pm 6 March 2015

This content was deleted by rosie_lcc at 5:24pm 15 April 2015.

This content was deleted by rosie_lcc at 5:57pm 15 April 2015.

This content was deleted by rosie_lcc at 5:38pm 15 April 2015.

  • By jakdown at 9:58am 8 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

  • By bonton at 12:35pm 8 March 2015

This content was deleted by rosie_lcc at 5:24pm 15 April 2015.

This content was deleted by rosie_lcc at 5:57pm 15 April 2015.

This content was deleted by rosie_lcc at 5:38pm 15 April 2015.

This content was deleted by rosie_lcc at 5:57pm 15 April 2015.

  • By bonton at 12:10pm 9 March 2015

This content was deleted by rosie_lcc at 5:24pm 15 April 2015.

  • By bonton at 12:13pm 9 March 2015

This content was deleted by rosie_lcc at 5:24pm 15 April 2015.

This content was deleted by rosie_lcc at 5:25pm 15 April 2015.

This content was deleted by rosie_lcc at 5:38pm 15 April 2015.

This content was deleted by rosie_lcc at 5:57pm 15 April 2015.

  • By jakdown at 3:16pm 10 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

  • By jakdown at 6:56pm 10 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

  • By jakdown at 7:31pm 10 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

This content was deleted by rosie_lcc at 5:25pm 15 April 2015.

  • By jakdown at 8:54am 11 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

  • By jakdown at 6:59pm 11 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

  • By jakdown at 8:04pm 11 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

  • By jakdown at 1:13pm 12 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

  • By jakdown at 4:27pm 12 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

  • By jakdown at 7:51pm 12 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

  • By jakdown at 6:21am 13 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

This content was deleted by rosie_lcc at 5:37pm 15 April 2015.

This content was deleted by rosie_lcc at 5:57pm 15 April 2015.

This content was deleted by rosie_lcc at 5:38pm 15 April 2015.

  • By jakdown at 2:11pm 14 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

  • By jakdown at 3:13pm 14 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

  • By jakdown at 7:15am 15 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

  • By jakdown at 7:00am 16 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

  • By jakdown at 9:03am 16 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

  • By jakdown at 10:09am 16 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

  • By jakdown at 10:47am 16 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

This content was deleted by rosie_lcc at 5:57pm 15 April 2015.

  • By jakdown at 8:32am 17 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

This content was deleted by rosie_lcc at 5:38pm 15 April 2015.

  • By jakdown at 11:36am 17 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

  • By jakdown at 2:23pm 17 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

  • By jakdown at 9:33am 18 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

This content was deleted by rosie_lcc at 5:57pm 15 April 2015.

This content was deleted by rosie_lcc at 5:57pm 15 April 2015.

This content was deleted by rosie_lcc at 5:57pm 15 April 2015.

  • By jakdown at 2:12pm 18 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

This content was deleted by rosie_lcc at 5:57pm 15 April 2015.

  • By jakdown at 4:38pm 18 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

This content was deleted by LCC Membership at 1:35pm 28 April 2015.

This content was deleted by rosie_lcc at 5:25pm 15 April 2015.

  • By siya23 at 11:39am 19 March 2015

This content was deleted by AmySummers_LCC at 11:25am 13 April 2015.

  • By siya23 at 11:40am 19 March 2015

This content was deleted by AmySummers_LCC at 11:25am 13 April 2015.

This content was deleted by LCC Membership at 1:35pm 28 April 2015.

  • By jakdown at 1:25pm 19 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

  • By jakdown at 1:56pm 19 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

  • By jakdown at 3:29pm 19 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

  • By jakdown at 4:19pm 19 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

  • By jakdown at 4:59pm 19 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

  • By jakdown at 6:20pm 19 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

  • By jakdown at 8:20pm 19 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

  • By jakdown at 9:24am 20 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

  • By jakdown at 12:41pm 20 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

  • By jakdown at 3:50pm 20 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

  • By jakdown at 4:42pm 20 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

  • By jakdown at 5:46pm 20 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

  • By jakdown at 6:20pm 20 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

  • By jakdown at 6:50pm 20 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

  • By jakdown at 9:07pm 20 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

This content was deleted by rosie_lcc at 5:25pm 15 April 2015.

  • By jakdown at 12:58pm 21 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

  • By jakdown at 1:20pm 21 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

This content was deleted by LCC Membership at 1:35pm 28 April 2015.

  • By jakdown at 2:55pm 21 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

This content was deleted by rosie_lcc at 5:25pm 15 April 2015.

This content was deleted by AmySummers_LCC at 11:23am 13 April 2015.

  • By jakdown at 3:28pm 22 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

This content was deleted by AmySummers_LCC at 11:23am 13 April 2015.

  • By jakdown at 9:43am 23 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

  • By bonton at 11:23am 23 March 2015

This content was deleted by rosie_lcc at 5:24pm 15 April 2015.

This content was deleted by rosie_lcc at 5:25pm 15 April 2015.

This content was deleted by rosie_lcc at 5:25pm 15 April 2015.

  • By jakdown at 3:49pm 23 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

  • By jakdown at 4:45pm 23 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

This content was deleted by LCC Membership at 1:35pm 28 April 2015.

  • By jakdown at 8:26am 25 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

This content was deleted by rosie_lcc at 5:25pm 15 April 2015.

This content was deleted by LCC Membership at 1:35pm 28 April 2015.

This content was deleted by AmySummers_LCC at 11:14am 13 April 2015.

  • By jakdown at 8:29am 26 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

This content was deleted by AmySummers_LCC at 11:23am 13 April 2015.

  • By jakdown at 11:14am 26 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

  • By jakdown at 12:39pm 26 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

  • By jakdown at 1:21pm 26 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

  • By jakdown at 1:59pm 26 March 2015

This content was deleted by rosie_lcc at 5:26pm 15 April 2015.

This content was deleted by AmySummers_LCC at 11:14am 13 April 2015.

Post a reply

Sign in to post a reply.