Third party insurance
- By London Cycling Campaign on at 7:16pm 18 September 2011
- Posted in: Advice, Insurance and collisions
- Tagged with: 3, a
Third-party insurance offers protection if you are involved in a collision where you injure someone else and/or damage their property and they decide to make a claim against you.
Third-party insurance is mandatory for car drivers, but for cyclists this is left up to the individual.
It may not seem as if you and a bicycle could do much damage to another person’s vehicle or property, but you could find that a little dent on an expensive car could cost you dearly.
Injury to another person can be even more expensive. The cover offered by most insurance companies will be at least one million pounds for damage or injury.
Some insurance companies offer third-party insurance as part of their theft insurance policy.
LCC members are automatically covered for third-party insurance.
For more information on our third party insurance click here, or if you need to make a claim please contact the office on 020 7234 9310.
Your membership must be current when the incident occurred for you to be covered.