Can motor insurance companies/professional drivers help with cycle safety?

I assume drivers with enhanced training, such as those who have an Institute of Advanced Motorists certificate get cheaper insurance primiums. Perhaps drivers of various kinds of vehicles could be given incentives to get Bikeability test. From what I understand, drivers who know how to handle themselves on a bycycle have a deeper knowledge of road dynamics and tend to be safer. The insurance company will benifit from less accident claims, we will have less casualties and there will be more empathetic drivers on the road. Given the driver to cyclist 'to blame' ratio, there is a bottom line argument to be made. Who knows, once drivers discover the pleasures of riding, they may make fewer journeys in their vehicles. To my mind, the most important group to get this form of education are professional drivers. If a company trained their employees and presented the case to the insurer, it would make for a powerful arugment to save money all round. If insurance companys don't fancy the idea, I still think it is worthwhile to lobby HGV companys and one man opperators to get tested, as a single incedent of any kind would be cheaper than Bikability (I got my course for free). What do you think?

Replies

I understand where you're coming from, but feel that the voluntary nature of what you suggest means most companies/people would not do it. There's absolutely no reason why cycle training could not be a compulsory aspect of driver training, as well as a compulsory aspect of schooling.

 

People that don't care about cycling safety are unlikely to care about safety unless they're forced to.

If a driver could expect a 10 - 15% reduction on their insurance premiums for taking a recognised cycle training course like Bikeability then I think you could expect a good take up. More importantly you would encourage young drivers as they pay the highest premiums. Young people are also the most likely to be receptive to new ideas and thought patterns [get'em young and you've got them for life!].

Now for the downside. How do you get the insurance companies onside? Volentary would be better than coercion obviously.

Maybe the start of a new LCC campaign?

  • By Shannon at 07:42pm 19 Nov 2013

Just read the last part of my post. I ment to say that an accident of any kind would cost more in time and money than the Bikeability course. Sorry for any confusion.

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