Damage to your bike and insurance

After a collision, always inspect your bike carefully for damage, even if it appears to be fine. Some damage can only be seen on close inspection and structural damage could prove dangerous at a later date.

If you are not sure what to look for, take your bike to a bike shop for a check. If there is damage and you decide to make a claim against the other party then you will need to get a quote from a bike shop.

Insurance for damage to your bike

If your bicycle is damaged and you have cycle insurance, you will need to contact your insurance company or broker. They may then decide to follow up the case on your behalf with the other party’s insurance company.

Again, the more information you can provide for the insurance company the easier your claim will be. They will want to know details of the collision, including contacts for the other party and a police report number, as well as the degree of damage to your bike.

See our checklist for what to do in case of a collision