MADISON Telegraphe jacket, £99,

A generous, non-cycling specific cut means that this versatile jacket is as at home hiking or biking. Constructed from M:Tec 5000 micro rip-stop fabric, it’s waterproof and breathable. Elements are firmly kept out with a stowaway hood, taped seams and watertight zips. There is ample storage with waterproof pockets on chest, sleeve and sides. 

A nice feature is the two-way main zip allowing top or bottom access — perfect for finding your Cycle Hire key. On the bike the jacket provides Velcro cuff adjusters to prevent rain or wind getting in and discreet reflective detailing for visibility. Colours: black, olive, red/black, tangerine.

PROS 'go anywhere' versatility
CONS we'd prefer more reflective detailing for commuter use